Businesses in their growth phase are often stuck between their buyers and suppliers. It’s challenging to get growth phase financing.
Existing B2B financing solutions like bank loans and factoring take too long. And, they look at the growing company’s past. They don’t consider its potential. However, GrowKap does! And, we move lightening fast!
We provide quick supplier payment solutions for growing businesses. We pay the growing company’s supplier directly. In this way, GrowKap sets up the growing company to successfully deliver on its customer’s order.
You apply for GrowKap. Your work email and a few other details are enough for us to get started. We do our research.
As soon as they deliver, GrowKap pays your supplier’s invoice.
Now that you have your supplies, you deliver your customer’s order.
As soon as your customer pays GrowKap, we immediately pay you. We simply deduct our costs (i.e. what we paid your supplier) and our fee.
You apply for GrowKap. Your work email and a few other details are enough for us to get started. We do our research.
As soon as they deliver, GrowKap pays your supplier’s invoice.
Now that you have your supplies, you deliver your customer’s order.
As soon as your customer pays GrowKap, we immediately pay you. We simply deduct our costs (i.e. what we paid your supplier) and our fee.
You
You’re happy because you protect your cash flow while obtaining your supplies. And, you don’t have to sell off any receivables at a discount (eh hem, we’re not a factoring solution).
Your supplier
Your supplier's happy because we pay them upon delivery.
Your customer
Your customer’s happy because you can fulfil that crucial order thanks to GrowKap.
GrowKap
We’re happy because we deliver on AREA42’s mission to smooth out B2B trade.
GrowKap has an efficient, no BS approach to agreements and contracts.
We make a contract with you, not with your customer or suppliers.
With you
A credit & pledge agreement to protect our relationship. A credit certificate for each financing we agree on so you and your supplier can be sure we’ll pay upon delivery.
With your customer
Your customer is yours, let’s keep it this way. We just need you to include our bank account on the invoice you send them.
With your supplier
No contract with your supplier. They just need to accept our Terms & Conditions for us to be able to pay them.
You
Deliver the goods to your customer. You get paid but you don’t have to make any payments to your supplier - that’s GrowKap’s job!
Your customer
After you deliver, your customer pays GrowKap directly according to the payment terms you agreed with him.
Your supplier
Delivers the supplies you need to fulfil your customer’s order. Issues an invoice and proof of delivery so GrowKap can pay them.
GrowKap
First, GrowKap pays your supplier upfront once they deliver the supplies you need. Second, GrowKap receives your customer’s payment once you fulfil their order. Third, GrowKap pays you in full minus our fee and what we paid your supplier of course.
Afraid of big customer orders? No reason for that! GrowKap makes sure you have optimised your cash flow management so your money is exclusively used to get more clients and grow your business.
Afraid of big customer orders? No reason for that! GrowKap makes sure you have perfect cash flow management and your money is exclusively used to get more clients and grow your business.
Afraid of big customer orders? No reason for that! GrowKap makes sure you have perfect cash flow management and your money is exclusively used to get more clients and grow your business.
Onboard your Suppliers in a few clicks, upload your open purchase orders, sign the credit agreement. You are all set and ready to rock!
We handle all the transactions! We pay your Supplier directly. Your Buyer to wire us their payment. This lets you focus on delighting and delivering to your Buyer, while we do the heavy lifting around payments.
We handle all the transactions, as we directly pay your supplier and get your customer to wire us the payment. You focus on delighting and delivering to your customer, while we do the heavy lifting around payments.
