Discover GrowKap

Working capital solution

Businesses in their growth phase are often stuck between their buyers and suppliers. It’s challenging to get growth phase financing.

Existing B2B financing solutions like bank loans and factoring take too long. And, they look at the growing company’s past. They don’t consider its potential. However, GrowKap does! And, we move lightening fast!

We provide quick supplier payment solutions for growing businesses. We pay the growing company’s supplier directly. In this way, GrowKap sets up the growing company to successfully deliver on its customer’s order.

How does GrowKap work?

Apply in less than 5 minutes

You apply for GrowKap. Your work email and a few other details are enough for us to get started. We do our research.

1

2

GrowKap pays your supplier

As soon as they deliver, GrowKap pays your supplier’s invoice.

You fulfil your customer’s order

Now that you have your supplies, you deliver your customer’s order.

3

4

You get paid

As soon as your customer pays GrowKap, we immediately pay you. We simply deduct our costs (i.e. what we paid your supplier) and our fee.

GrowKap’s process

1

Apply in less than 5 minutes

You apply for GrowKap. Your work email and a few other details are enough for us to get started. We do our research.

2

GrowKap pays your supplier

As soon as they deliver, GrowKap pays your supplier’s invoice.

3

You fulfil your customer’s order

Now that you have your supplies, you deliver your customer’s order.

4

You get paid

As soon as your customer pays GrowKap, we immediately pay you. We simply deduct our costs (i.e. what we paid your supplier) and our fee.

Agreements & Contracts

GrowKap has an efficient, no BS approach to agreements and contracts.
We make a contract with you, not with your customer or suppliers.

With You

A credit & pledge agreement to protect our relationship. A credit certificate for each financing we agree on so you and your supplier can be sure we’ll pay upon delivery.

With your Customer

Your customer is yours, let’s keep it this way. We just need you to include our bank account on the invoice you send them.

With your Supplier

No contract with your supplier. They just need to accept our Terms & Conditions for us to be able to pay them.

Stakeholder Responsibilities

Let’s clarify who's responsible for what – we’re talking about payments and delivering goods.

You

Deliver the goods to your customer. You get paid but you don’t have to make any payments to your supplier - that’s GrowKap’s job!

Buyer

After you deliver, your customer pays GrowKap directly according to the payment terms you agreed with him.

Supplier

Delivers the supplies you need to fulfil your customer’s order. Issues an invoice and proof of delivery so GrowKap can pay them.

GrowKap

First, GrowKap pays your supplier upfront once they deliver the supplies you need. Second, GrowKap receives your customer’s payment once you fulfil their order. Third, GrowKap pays you in full minus our fee and what we paid your supplier of course.

Our Value Proposition

GrowKap is at the vanguard of financial products and it's focused on your own success. Our job is to provide a way to finance your orders to Suppliers so you can commit to your Buyer’s order quickly and smoothly, regardless of how big or complex it is. Unlike other financial instruments, we make money available upfront, reduce your risk to zero and enable you to grow and thrive. 

Growth Catalyser

Afraid of big customer orders? No reason for that! GrowKap makes sure you have optimised  your cash flow management so your money is exclusively used to get more clients and grow your business.

You are in control

Afraid of big customer orders? No reason for that! GrowKap makes sure you have perfect cash flow management and your money is exclusively used to get more clients and grow your business.

Risk free

Afraid of big customer orders? No reason for that! GrowKap makes sure you have perfect cash flow management and your money is exclusively used to get more clients and grow your business.

Fast

Onboard your Suppliers in a few clicks, upload your open purchase orders, sign the credit agreement. You are all set and ready to rock!

Painless (Convenient)

We handle all the transactions! We pay your Supplier directly. Your Buyer to wire us their payment. This lets you focus on delighting and delivering to your Buyer, while we do the heavy lifting around payments.

Trustworthy

We handle all the transactions, as we directly pay your supplier and get your customer to wire us the payment. You focus on delighting and delivering to your customer, while we do the heavy lifting around payments.

What do you need to apply for financing?

B2B  order
Supplier order
Apply now